Staff Analyst - Risk and Fraud Systems

What do we do? Paddle offers digital product companies a completely different approach to their payment infrastructure. Instead of assembling and maintaining a complex stack of payments-related apps and services, we’re a Merchant of Record for our customers. That means we take away 100% of the pain of payment fragmentation. It’s faster, safer, cheaper, and, above all, way better. We’re backed by investors including KKR, FTV Capital, Kindred, Notion, and 83North and serve over 10,000 software sellers in 245 territories globally.  The Role: Build the data, decisioning and automated systems that allow Paddle to take more good risk while reducing fraud losses, unnecessary customer friction and manual work. Paddle’s Merchant of Record model makes risk a critical part of the product and its economics. Seller quality, buyer fraud, payment acceptance, refunds, disputes, reserves and card-scheme exposure cannot be optimised independently. This role will connect those signals, identify where the largest value is being lost, turn risk priorities into working controls and workflows, prove their effect in production, and establish a durable owner once a capability becomes repeatable. This is not a strategy-only role and it is not ownership of a large operational team. It is a hands-on build role at the intersection of risk, data, product, engineering and operations.  What you'll do: Work hands-on with SQL (Snowflake, dbt), Python, statistics and modern AI-assisted tools to explore da