Loans and Development Officer

**Overview** Reporting to the Senior Manager, Finance & Lending, the Loans and Development Officer maintains marketing, business development services and loan administration for CEED’s loan program and the associated Business Skills Development Fund **Technical/Operational Competencies:** The Loans and Development Officer works with clients seeking start-up and expansion financing; reviews and assesses business plans and presents qualified applicants for consideration to Senior Management, and the Loan Review Committee, while working to ensure timeliness, consistency and fairness during the approval process. In addition, the Loans and Development Officer actively promotes the loans program and is primarily responsible for the expansion of the client base. **· Client Management** o Meet with potential clients to determine program eligibility and provide information on financing programs and services, as well as the terms of those services o Assist applicants with the development of business plans, financial projections and other requested documentation for submission to the Loan Review Committee o Conduct regular visits to business sites (travel required) o Monitor the active client profiles o Connect clients to other internal and external resources (training, mentorship, etc) **· Loan Review Committee (LRC)** o Prepare/present recommendations and documentation for financing to the LRC o Organize and schedule LRC meetings **· Record Management and Loan Administration** o Prepare loan documentation, manage client records and organize disbursements of loan funds to approved applicants o Employ risk management practices and implement industry accepted loan portfolio management practices o In conjunction with the Senior Manager, plan and initiate action for loans in arrears, including negotiation of payment arrangements and collection measures o Prepare necessary documentation for write-offs of irreconcilable accounts o Adhere to agreements between CEED and its funding agencies of the available loans products o Ensure accuracy and consistency of loans information entered on CEED’s CRM system **· Outreach** o Promote CEED programs and services through workshops, networking and presentations **Qualifications:** · Post-Secondary education in Business Administration, Commerce or a related field, or equivalent experience · Understanding of financial management practices and systems · Strong financial analytical skills and sound credit judgement · Demonstrated ability to analyze risk · Organizational skills and attention to detail that ensure accuracy and completeness · Ability to prioritize tasks and meet deadlines · Strong communication skills, creating and building lasting client relationships · High level of confidentiality for sensitive information · Ability to work effectively both independently and as part of a team · While not a requirement, preference will be given to individuals bilingual in English and French **Ad