Life Underwriting Trainee

Build your underwriting career with Manulife’s Individual Insurance team, a leading provider of insurance for Canadian families, individuals, and businesses, recognized for innovative products, service, and professional advice. As a Junior Life Underwriter, you’ll develop the knowledge and skills to assess life insurance applications with guidance from experienced underwriters. No prior underwriting signing authority is required. You’ll learn how to support cases involving National Accounts, Managing General Agencies (MGAs), and Traditional Producers. Bring your curiosity, critical-thinking skills, and enthusiasm for learning. You’ll ask questions, explore information, and build sound judgment while contributing to a positive experience for customers, advisors, and internal partners. **Why Underwriting at Manulife** At Manulife, underwriting is where expertise, trust, and impact come together. In this role, you won’t just review files — you’ll own complex, meaningful decisions that help individuals and families secure their financial futures with confidence. You’ll work with innovative underwriting tools and technologies that support strong judgment and better customer outcomes, allowing you to focus on the higher‑value work your expertise is built for. We’re equally invested in your growth. With clear career progression, hands‑on learning alongside experienced peers, and strong support for professional development, Manulife offers an environment where underwriting careers are built for the long term — supported by flexible ways of working and a collaborative, people‑first culture. **Position Responsibilities** * Learn to assess and classify life insurance risks with guidance from experienced underwriters, following Manulife’s underwriting philosophy, guidelines, and standards. * Review medical, financial, occupational, avocational, travel, and lifestyle information, building your understanding of how these factors affect risk. * Use critical thinking to identify missing or unclear information, ask thoughtful questions, and document your findings and rationale for review. * Organize your case workload with support, developing the ability to balance thorough reviews with quality, productivity, and service expectations. * Develop clear, professional communication skills to explain requirements and support communication of underwriting decisions with guidance. * Build positive working relationships, follow up on your cases, and seek support when questions or service concerns arise. * Follow applicable legislation, consumer regulations, privacy requirements, and disclosure standards. * Participate actively in training, apply feedback, and share questions and ideas that support learning, teamwork, and better ways of working. **Required Qualifications** * A genuine interest in life insurance underwriting and enthusiasm for building new knowledge and skills. * Critical-thinking skills: the ability to l