Underwriting Consultant

Underwriting Consultant Bring your underwriting expertise to Manulife’s Individual Underwriting team. As an Underwriting Consultant, you’ll support National Accounts, General Agents, and Advisors through sound risk assessment, clear communication, and collaborative problem-solving. Apply your technical judgment and mentoring skills to support competitive decisions, trusted partnerships, and a positive customer experience. What You’ll Do * Assess and classify risk in line with Manulife’s underwriting philosophy and standards. * Collaborate with sales and head office partners to deliver quality, competitive underwriting decisions. * Build trusted internal and external relationships, communicate decisions clearly, and make each customer interaction meaningful. * Comply with consumer laws and regulations governing risk classification, confidentiality, and disclosure. * Identify underwriting challenges and propose practical process improvements. What You’ll Bring * Approval limits of at least $5,000,000 in life insurance and $250,000 in critical illness insurance. * Strong knowledge of anatomy, medical terminology, diseases, tests, and treatments, with awareness of medical developments, current events, and industry trends. * Ability to apply current technical information and explain pricing tools, systems, processes, and their underlying principles. * Strong analytical, research, problem-solving, critical-thinking, and decision-making skills. * Excellent mentoring, partnership, customer service, and written and verbal communication skills. * Strong financial knowledge * Experience assessing Critical Illness cases, with strong knowledge of medical conditions, diagnostic criteria, and associated risk factors, is required. * Strong organization and attention to detail, with flexibility to adapt and meet tight deadlines. * Commitment to continuous learning through current enrolment or strong interest in LOMA and/or ALU courses. Assets * A university or college degree in a related discipline. * Bilingual proficiency in English and French. Career Growth Continue building your expertise through professional development and leadership opportunities, while exploring your interests and strengthening your skills through an annual commitment of 40 learning hours. What Matters to You * Putting customers first by listening, engaging, and acting on their needs. * Thinking big, staying curious, and adapting to drive business outcomes. * Working together and taking ownership of solutions that matter. * Acting with integrity, doing what’s right, and speaking up. * Sharing your humanity and helping build a diverse, inclusive workplace. The role being advertised is an existing vacancy. **About Manulife and John Hancock** Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our