Credit Administration Associate

Who We Are Great banking should feel effortless. The kind where things just work, the right information is easy to find, and the next step feels natural. At YNCU, we’re focused on making banking simpler, more intuitive, and more useful in the moments that matter. So instead of making people think about how banking works, we make it feel like it just does. That’s one of the ways we show care. YNCU was created by working people and small business owners who pooled their money to make affordable financial services available to one another. They weren’t just customers—they were our founders. That spirit still shapes how we work today. Innovation is part of our history, too. Credit unions helped introduce some of Canada’s earliest banking innovations, and that mindset continues at YNCU. We’re always looking for unmet needs, better ways to serve members, and simpler experiences that make banking easier to understand and use. The Role The Credit Administration Associate provides exceptional administrative support to YNCU branch lenders, with primary responsibility for mortgage administration and related credit activities. * Review, process, and maintain accurate documentation and financial entries for all credit products, including loans, mortgages, and lines of credit. * Review lending and mortgage files for accuracy, completeness, compliance with approved terms and conditions, and required documentation; follow up with lenders, advisors, branches, members, and external parties to resolve outstanding items. * Process and administer mortgage originations, including reviewing applications, preparing instructions and mortgage packages, coordinating with solicitors and FCT, transferring funds for mortgage closings, and monitoring transactions through completion. * Upload and advance lending and mortgage products through applicable systems, including LOS, and DNA; ensure all loan and mortgage information, rates, fees, payments, amortization, collateral, insurance, and other required data is accurate and up to date. * Complete loan proofing by reviewing newly created loans and lines of credit, identifying discrepancies, following up with lenders for corrections, completing required checklists, and maintaining supporting documentation. * Process lending and mortgage renewals, including reviewing renewal packages, updating required information, and ensuring renewals are completed within established timelines. * Coordinate mortgage discharges including reviewing paid-out reports, calculating penalties, preparing discharge statements, processing payouts, issuing discharge authorizations, and arranging the release and discharge of security. * Manage mortgage and lending servicing activities, including payment changes, manual payments, payment extensions, CAFT transfers, incoming transfers from external financial institutions, and other account maintenance requests. * Coordinate and process security registrations and releases, including