Credit Manager (gn) full-time / part-time (hybrid)

Your job at DKV Mobility? As part of a leading European B2B platform for on-the-road payment solutions, you will work in an exciting environment. Our tasks are defined by our Purpose: To drive the transition towards an efficient and sustainable future of mobility. We offer you numerous opportunities to help shape the mobility of tomorrow in a dynamic and agile environment. Our approximately 2,700 employees throughout Europe are united by a common passion: to give their best every day for our customers in more than 50 countries. True to our claim: You drive, we care. Become part of our diverse, dedicated and unique team! What you can expect Would you like to actively manage financial risks, make well-founded credit decisions, and work closely with Sales and external partners? Then join our Credit Management team! You can look forward to a responsible role with plenty of scope to make an impact, a diverse customer base, and close collaboration with different departments and partners. As part of our team, you will take on the following responsibilities: * You assess and monitor the creditworthiness of prospects and existing customers, handle legal cases within the DKV organization, and work primarily with CAM / CAM Reversy, SAP, and BW * You perform credit checks, independently make decisions on credit and customer limits within your delegated authority, and analyze customer exposures to identify credit and default risks at an early stage and derive appropriate risk mitigation measures. * You monitor payment agreements, deadlines, and due dates, ensure the consistent handling of critical customer exposures, and are responsible for reviewing, managing, and realizing collateral, including the related correspondence. * You advise our Sales organizations on creditworthiness, credit limits, and risk-related matters and work closely with trade credit insurers, lawyers, and debt collection agencies. * When required, you represent Credit Management in person with Sales organizations, selected customers, and external partners, communicating primarily in English. You also support team and department management in the further development of policies, rules, and decision-making logic within CAM / CAM Reversy. * You contribute your Credit Management expertise to projects, process optimization initiatives, and special topics, actively drive digitalization, automation, and the use of AI, and use practical experience and feedback to continuously improve our processes and solutions. What makes you stand out * You have several years of professional experience in Credit Management, Credit Risk Management, or a comparable role, as well as solid experience in analyzing corporate creditworthiness and financial statements. * You are experienced in credit and limit decisions, confidently assess financial risks, and make decisions independently and responsibly within your delegated authority. * You have knowledge of receivables management as well as legal and ins