AUTOMOTIVE FINANCE MANAGER / FINANCING SALES REP: Commission-Only | Richmond, BC

AUTOMOTIVE FINANCE MANAGER / FINANCING SALES REP: Commission-Only | Richmond, BC PAY Expected earnings: $4,000–$8,000 per month (commission-only, no base salary). Commission split: 20% of gross profit (no experience) up to 50%, based on experience level. Top performers have earned $25,000+ in a month. Commission is uncapped. Earnings are not guaranteed. Job type: Contract · Location: On-site, Richmond, BC · Hours: Mon–Fri, 10 am–6 pm ABOUT THE COMPANY Redefined Deals is an automotive sales and financing business in Richmond, BC, focused on accessible, transparent, and personalized vehicle financing. We work with local lenders and partners to offer competitive rates and tailored solutions across a range of vehicles. We value clear communication, customer education, and ethical sales practices. Our team works in a fast-paced, sales-driven environment where performance and accountability are rewarded, and we offer real growth for people motivated by results. THE ROLE We’re growing and hiring multiple Automotive Finance Managers across experience levels. This is an on-site, commission-only contract role. You’ll work with customers entirely by phone, with no lot, no test drives and no waiting for walk-ins. You’ll take each deal from credit application through lender approval, sourcing the unit, closing, delivery and funding. How much of the deal you own depends on your experience. WHAT YOU'LL DO \* Understand each customer’s needs and clearly explain financing options, rates, terms, and obligations. Leasing is occasionally offered in special circumstances. \* Prepare and submit credit applications, negotiate lender approvals, and structure deals to lender criteria \* Present finance and insurance products \* Find the right unit and close the sale by phone and e-signature \* Ensure documentation is complete, accurate, and compliant, and coordinate delivery and funding \* Track deals and follow-ups, maintain lender relationships, and meet sales and profitability targets WHAT WE OFFER \* Experience-based commission splits from 20% to 50% of gross profit, with no cap on earnings \* Company-funded leads based on commission splits. Lead allocation scales with your experience and starts after a 1-month onboarding period. \* Tools and support: CRM, lender access, and funding/admin support \* Optional Saturdays (10 am–6 pm) if you want extra selling time. They are never required. QUALIFICATIONS \* Experience in automotive finance, banking, lending, or phone-based sales. Finance and credit knowledge is a major asset. \* Proven sales and negotiation skills, including closing finance and insurance products and meeting revenue targets \* Strong communication skills, able to explain complex financial concepts in clear, simple language \* Attention to detail and organization for managing contracts, compliance, and multiple active deals \* Comfort with CRM tools, finance software, and lender portals, plus solid math skills \* A BC VSA sale