Head of Product & Innovation

Lightnet |Fintech | Singapore / APAC About Lightnet Lightnet is a Singapore-headquartered fintech building cross-border payment infrastructure for financial institutions, payment companies and businesses. We connect collections, FX, settlement and payouts across emerging markets. The Role We are seeking a commercially minded and technically strong Head of Product & Innovation to lead our product strategy and portfolio across our payments ecosystem. You will own the product lifecycle from customer discovery and strategy through development, launch and optimization. Working closely with Engineering, Commercial, Operations, Treasury and Compliance, you will translate complex business needs into scalable, commercially viable products. This is a hands-on leadership role requiring strong product judgment, technical fluency and a proven ability to turn ideas into products that deliver measurable business results. Key Responsibilities • Define and drive product strategy, roadmap and prioritization aligned with business objectives. • Lead customer discovery and translate market needs into clear product requirements and specifications. • Personally develop product specifications, journeys, funds flows and acceptance criteria. Explain the parties, currencies, collection, FX, payout, settlement and reconciliation behavior required • Work closely with Engineering on APIs, payment flows, integrations and technical requirements. • Drive product economics, evaluating pricing, costs, commercial viability and investment priorities. • Monitor product performance, customer adoption and profitability, continuously identifying opportunities for improvement. • Build and lead a high-performing Product team, fostering strong cross-functional collaboration. Requirements • Proven leadership experience in Product Management within fintech, payments, banking or financial services. • Strong understanding of payment infrastructure, cross-border payments, APIs, settlement and reconciliation. • Technically fluent, with the ability to independently develop product specifications and challenge technical solutions. • Strong commercial acumen and experience evaluating product economics and business cases. • Track record of taking complex products from concept to successful market launch and sustained adoption. • Excellent stakeholder management and leadership capabilities, with the ability to influence senior executives and technical teams. What We Offer • Opportunity to shape the product strategy of a growing international fintech. • Exposure to cross-border payments, financial infrastructure and emerging payment technologies. • A leadership role with direct influence over product direction, innovation and business growth. Ready to lead the future of cross-border payments? Please reach out to Ritu Chaudhari at ritu.cha@lightnet.io for a confidential chat today